?url_ver=Z39.88-2004&rft_id=10.1166%2Fasl.2015.6070&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Ajournal&rft.au=Usman+Dalhatu%2C+D.B.&rft.aulast=Usman+Dalhatu&rft.aufirst=D.B.&rft.title=Advanced+Science+Letters&rft.issn=19366612&rft.atitle=Awareness+level+of+north-west+zone+of+Nigeria+retail+customers+towards+Islamic+banking&rft.volume=21&rft.date=2015&rft.pages=1460-1463&rft.issue=5&rft.genre=article