?url_ver=Z39.88-2004&rft_id=10.31838%2Fjcr.07.09.205&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Ajournal&rft.aufirst=S.&rft.au=Akhtar%2C+S.&rft.aulast=Akhtar&rft.title=Journal+of+Critical+Reviews&rft.date=2020&rft.volume=7&rft.issn=23945125&rft.issue=9&rft.atitle=Examine+the+key+drivers+affecting+bottom+line%3A+A+panel+estimation+study+of+indian+commercial+bank&rft.pages=1114-1125&rft.genre=article