?url_ver=Z39.88-2004&rft_id=10.1109%2FITSIM.2010.5561361&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Abook&rft.aufirst=M.H.&rft.aulast=Hasan&rft.au=Hasan%2C+M.H.&rft.date=2010&rft.title=Development+of+Multimedia+Messaging+Service+(MMS)-based+receipt+system+for+mobile+banking&rft.isbn=9781424467181&rft.genre=proceeding